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Monday, May 16, 2011

A Test of Our Commitment

Boy oh boy, our commitment to debt-free living was in serious jeopardy tonight, like call Mr. Ramsey quick - these people need an intervention.  We've been looking at houses on the market as research for when we are able to buy in a couple of years.  We've seen several different houses at different price points, and we're getting a feel for what we want in a house and how much that will cost.  We've seen some good ones, two in particular that we thought we could live in.

I promise this picture doesn't even do it justice.
Well, we saw one tonight that knocked our socks off.  It was perfect.  It was everything we are looking for plus some.  The style was the biggest draw.  It was Spanish with gorgeous features throughout.  Perfect (for us because we're into that thing)!

We were seriously considering putting an offer down on it.  The thought of losing that house brought physical stress to my body and tears to my eyes - that's how much I liked it.  There were definite drawbacks, though.  Like:

  • We don't have the cash right now.
  • The street doesn't have the canopy of trees that we like.
  • We wouldn't be able to fully furnish it for a while.
  • It would set us back a few more years from our goals.
  • And a few other small things.
But all of the negatives weren't phasing me.  I wanted that house.  Michael did, too, which surprised me because he's usually stronger than me when it comes to impulse buying.  

Then Michael reminded me of something I said a while back.  I was saying how we were so naive when we decided to start having kids, thinking that we needed a house right away.  We could have stayed in an apartment for another two years and gotten to our goals more quickly.  It all worked out good, though, because we got a house across the street from his mom, so in that regard the timing was perfect.  But strictly financially speaking, we should have waited.  

Well, now we're in that first position, the simpler situation.  We could get the pretty house, and it would probably be fine but tough for a few years.  But we would probably look back and say, "Man, we could have just stayed in our little house for a little longer, and we'd be so much closer to our goals."

Thinking about that future regret that we might feel took all of the pain of letting go of that perfect house away.  I'm sure another one will come along when we're ready for it, and it will be so sweet when it does.  But until then I'm going to keep my eyes on the prize and our research is over!


  1. I can totally relate to this post!! The hubs and I LOVE looking at houses but we too made the move into our current house a little too quickly and need to remember our lessons learned and not repeat them:) It is SO hard though when you find your dream home not to make the jump!

  2. I'm so proud of you for having the strength to not put a bid in on the house. You won't regret this and an even more "perfect" house will come along when you are ready. Plus you will have the cash on hand to be able to be picky about every detail. Cash is an amazing tool ;).

  3. I passed by that house today, and it didn't look as good. Haha.

  4. It will be the perfect house when you don't have to think twice about setting you back from your other goals :)

  5. Wow, y'all are GOOD! We also moved too quickly to buy this house; and this one that was originally going to be a temporary stay until we found the perfect one, is now our perfect one (until we get out of debt)! I can't wait to be where y'all are at in the process. Y'all are actually my inspiration. We are in a spot now where we aren't seeing much progress and it's frustrating. But we are determined and will make it. That's living like no one else, so that later you can live like no one else! Congrats :)

  6. Jessica, that's GREAT that you're working on your debt! Hang in there. It will go by faster than you think, and you'll look back with such pride when you think about all of your hard work and the sacrifices you made. It will SOOO be worth it. :)


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